Shopping is a problem. Actually, scratch that. Shopping is never a problem for me. I love clothes, accessories, handbags, beauty supplies, and shoes, shoes, shoes. I even have a ball when I go shopping with the old people at work and have to help these finicky shoppers pick something that fits into their budget. But I say it’s a problem only because I too have tastes that fit outside my budget. There is finally more money in my bank account than the $200 I managed to stretch from late April to the end of May. But there still isn’t enough money to justify making all the purchases I have in mind. Case #1 would be a pair of $100 jeans I fell in love with at Anthropologie. In this age of inflated prices, that’s not an unusual price tag. But I turned them down simply because I didn’t feel at that moment I could take the hit of $100 in my bank account. Now I can’t stop thinking about them and how good they made my butt look. Should I have taken the plunge?
I am trying to answer that question as I navigate my way into the world of grown-up spending. I actually have it pretty good since I am living at home so food and rent are pretty much taken care of. I’ve built up a nice little savings for the day my loan payments start in November. And there’s the temptation that I finally, finally have a little bit of cash at my disposal. I am conflicted about taking that plunge on what still seem like big ticket items to me. The jeans were one thing because I knew I didn’t really need them. Now I have my sights set on a nice handbag. I’m tired of the grungy ones I have and of turning to cheap but still cute alternatives. The thing is, am I ready to pull out my credit card for the perfect handbag even if it’s got a big price tag? I believe that as long as I budget for those items, I think I can start purchasing all those things that will make me feel more like I’m out of school and ready to take on the world looking sophisticated and cute.